I do like my Wells Fargo Checking account. The online interface is so much cooler than with all the German banks I’ve tried so far. And they have so many neat features (like Online Bill pay, but more about that some other time).

One of the features is the possibility to create monthly “budgets”, and also graphics that show spending by type:

However, I need to mention that I do like paying in cash, first of all because it is cheaper for the vendors and secondly because it is more anonymous than plastic.

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